Loan Level Pricing Adjustments (LLPAs) 2023 Update

Fannie Mae & Freddie Mac have recently introduced Loan Level Pricing Adjustments. That announcement can be found here:

You may be wondering:

-What are Loan Level Pricing Adjustments?

-Who do they effect?

-How can I inform my Buyers & Sellers based on the recent announcement?

-HomeReady & HomePossible Programs plus 100% AMI

Please find an interactive Loom video presentation above as well as PDF One Page Resource guide in the sidebar. You can explore the Area Median Income Guidelines by address for Fannie Mae & Freddie Mac's HomeReady & HomePossible programs below.

Fannie Mae HomeReady -

Freddie Mac HomePossible -


"Shelby was very easy to contact and readily available to answer any questions we had despite being outside of normal business hours."

camille n a

"Shelby was fantastic!! She is super communicative and creative. We felt very supported during the stressful experience of home buying in this market."

margaret howard lloy s

"Shelby's effort and execution were outstanding! Great communication and ability to work through barriers in a timely manner."

dan j