Why Strategy Beats Rates: Unlocking Savings in Any Market

In today’s market, it’s easy to get caught up in the headlines about rising interest rates, but what truly matters is having the right strategy. Back in September, my client was able to lock in what were the lowest rates we had seen in a long time. Fast forward to now, and while rates have hit their highest point, the strategic use of seller credits has allowed my clients to secure better deals—beating both the original interest rate and overall purchase price.

This is why strategy is everything. In a shifting market, simply chasing rates isn’t enough. By leveraging the current conditions, such as negotiating seller credits, you can actually reduce your costs and get into a better financial position than if you were only focused on rates. Let’s focus on smart, tailored strategies that work for your goals today and in the future.